Wealth Overview
Projected regular monthly cash flow
Net worth history
Monthly snapshotsExpenses by category
Assets and liabilities
Recent transactions
Track bank balances, investments, property, business equity and liabilities.
| Name | Category | Ownership | Currency | GBP value | AER | Annual interest* | Actions |
|---|
*Illustrative gross annual interest at unchanged AER, before tax and fees.
Savings returns, interest projections and transfer scenarios alongside your accounts.
Savings account comparison
| Account | Balance (GBP) | AER | Paid | Annual fees | Annual net interest* | Actions |
|---|
*Illustrative gross interest less account fees, before tax. AER assumes money remains deposited for a full year at an unchanged rate; payment timing does not change the AER calculation. Eligibility, caps and promotional expiry may change actual returns.
Transfer scenario planner
Compare projected annual returns for a hypothetical transfer. This does not move funds or edit account balances.
Record each expense, how much you pay, whether it is weekly, monthly or annually, and the account it comes from. Forecasts do not change balances.
Monthly spending by category
Expense forecast
Monthly equivalents based on weekly, monthly or annual expenses.
Recurring commitments
| Expense | Category | Frequency | Amount per period | Monthly equivalent | Account | Status | Actions |
|---|
Record salary and other recurring income. Forecasts do not change bank balances or duplicate transactions.
Recurring income
| Income source | Frequency | Amount | Monthly equivalent | Paid into | Actions |
|---|
| Date | Description | Type | Category | Account | Amount (GBP) | Actions |
|---|
Snapshots preserve your historical net worth at a specific date.
Net worth growth
Net worth change includes deposits, withdrawals and debt repayments; it is not an investment return. Excluded snapshots remain in your records.
| Date | Assets | Liabilities | Net worth | Actions |
|---|
Data portability
Export your complete data as JSON for backup, or restore a previous JSON backup. Imports replace the current dataset.
Exchange rates are indicative reference rates, not bank transaction rates. Daily refresh occurs when a signed-in user opens the website; rates may remain unchanged on weekends and holidays.
Currency conversion
Rates have not been refreshed automatically yet.
Cloud deployment checklist
Before real data: authenticated accounts with MFA, server-side access control, encrypted database, secure session handling, managed secrets, backups, audit logs, HTTPS, data deletion, and security testing. Browser storage is not suitable for production financial data.